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Thursday, September 5, 2024

First Acceptance Insurance

 First Acceptance Insurance (commonly referred to as Acceptance Insurance) is a U.S.-based insurance provider that offers non-standard auto insurance, primarily targeting high-risk drivers who may have difficulty obtaining coverage from traditional insurance companies. Here are some key aspects of Acceptance Insurance:



  1. Auto Insurance for High-Risk Drivers: First Acceptance specializes in insuring drivers with poor credit, prior traffic violations, accidents, or DUIs. They provide state-required minimum liability coverage and offer additional options such as collision, comprehensive, and roadside assistance.

  2. Flexible Payment Plans: The company offers flexible payment plans to cater to customers who may need budget-friendly options. This includes monthly payments, pay-as-you-go plans, and discounts for paying in full upfront.

  3. SR-22 Filings: First Acceptance helps drivers who require an SR-22 form, which is typically mandated for individuals with severe infractions like DUI convictions. They handle the filing of SR-22s with state motor vehicle departments.

  4. Mobile App and Local Agents: The company has a mobile app that allows policyholders to manage their accounts, make payments, and file claims. They also maintain local offices in several states, providing in-person assistance for policyholders.

  5. Other Insurance Products: In addition to auto insurance, First Acceptance offers renters insurance, motorcycle insurance, and roadside assistance.

Acceptance Insurance operates in multiple states, providing tailored coverage options for drivers who may face challenges with traditional insurers

(Canine Journal)​(Investopedia)

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